16th- 20th January 2013
Hall 11 . NEC . Birmingham

Terms and Conditions


We have taken all reasonable steps to ensure the accuracy and completeness of the content of the site and we do our best to correct errors and omissions as soon as we can.

The information contained on this site is based on legislation and tax regulations in force at the time of publication and all benefits are subject to the Annual Allowance and the Lifetime Allowance set by HM Revenue & Customs (HMRC). The information does not represent a promise or guarantee to the amount of benefit you might receive at retirement.

If there is any conflict between the information provided on this website and the formal Scheme Rules, the Rules will take precedence at all times. Copies of the Scheme Rules are available on request.

We accept no liability for any loss, damage or inconvenience arising out of use or access to this website and access to and use of this website is at the user’s own risk. If you take any action based on the information on this site, it’s your responsibility to check your facts beforehand.

Financial Advice

None of the content on this site can be construed to be financial advice. The information provided on this site is intended to set out the key features of the Scheme in a straightforward way.


Whilst we make every effort to protect it, we do not guarantee that use of our site will be uninterrupted or error free, or that the site and its servers are free of computer viruses.